Performance quoted represents past performance. Past performance is no guarantee of future results. Current performance may be lower or higher than average annual returns shown. Investment return and the principal value of an investment will fluctuate. Shares may be worth more or less than original cost when redeemed. MOP returns take into account the Class A maximum initial sales charge of 3.75%. A redemption fee of 2% may apply to shares redeemed or exchanged within 30 days of acquisition. Performance shown does not reflect any applicable redemption fees and would be lower if it did. Redemption fees are paid to and retained by the Fund and are not sales charges.